24 Hour Title Loans
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What Is a 24-Hour Title Loan?
You may be thinking of a 24/7 title loan office but the idea of a 24 hrs title loan is different; this is a loan that will reach your bank account as soon as 24 hours after approval.
This also doesn’t mean that you have only 24 hours to pay it back. You may get up to a month to do so. Once we connect you to a lender, you may clarify all the details of the offer directly with them, prior to accepting (or refusing) it.
Speed isn’t the only benefit of using GetCash.com to look for a loan. Our platform also offers the following:
Connect with a lender and receive an offer within minutes, from the comfort of your home
Skip long lines or the embarrassment of asking multiple lenders for a loan in person
Your confidential information is securely sent over only to our lender network (no other third parties involved)
Types of 24-Hour Title Loans
The amount of the loan offer will vary based on your credit history, as well as a few other factors. Here are the two types of loans you may qualify for:
Personal loans – no collateral providedWith a personal loan offer, you may receive up to $5000. Personal loans for bad credit are also possible, though the amount might be smaller.
Collateral loans – an asset (usually a car) provided against the loan value By providing collateral (e.g. a vehicle), you may get up to $20000. The exact amount will depend both on the collateral’s value and your lender’s risk aversion.
How to Get a 24 Hour Title Loan
Around 6% of Americans used title loans last year. If you’re thinking of joining them, the process is going to be easy with GetCash. Our title loan lenders may be open for requests 24 hours a day, or even on Sundays. But instant (even payday) loans online don’t have guaranteed approvals. So, in some cases, it could take a tad longer to receive it.
However, while there are no guaranteed approval loans with any lender, you stand a good chance of getting overnight loans if you meet the following criteria:
- Provide your bank account details
- Have a valid, government-issued ID
- Be over the age of 18
- Have a social security number
- Have a car title (proof of car ownership that has not expired)
From Request to Repayment
To find a lender through GetCash.com, follow these steps:
- Fill out our quick online form and hit the “submit” button
- Within minutes, you’ll be redirected to a loan offer that you may accept or reject
- In case you reject the offer and are still interested in a 24 hour title loan, then you may restart the process from step 1
In terms of speed, you may discuss a 24 hr deposit title loan directly with your lender. Unless you explicitly decline this, they would have permission to drop the money directly into your bank account, making this one of the quickest ways to get your loan.
When it comes time to repay your loan, unless otherwise mentioned in your agreement, the lender will be able to pull out the loan amount directly from the bank account you provided.
Can you get approved for a title loan in 24 hours?
How fast you can get your loan money depends on you and your lender. Making sure that you meet all the requirements, provide the correct bank information, have all the appropriate documents ready, and engaging in prompt communications with your lenders are some of the ways you can speed up the process.
Can I apply for a 24 hours title loan if I have a bad credit history?
You most definitely can try. Many of the lenders in our network are willing to consider a poor credit score when making an offer.
What is the minimum loan amount?
The smallest amount that lenders usually offer, most often for payday loans (with a bad credit history), is $100. However, your exact offer will depend on multiple factors and each lender’s requirements.
What is the maximum loan amount?
Every lender is different. It also depends on the value of your car. However, most of the lenders in our network tend to cap their 24 hour car title loans at $20000.
When should I repay the 24 hr title loan?
You can arrange this directly with your lender. Most 24 hour auto title loans have a repayment window of 15 to 30 days.
What if I fail to repay a title loan?
In case you are not able to pay back your loan, your case may go to a collections agency and your credit score may be affected. This is why it’s important to properly understand all the terms and conditions of the loan prior to signing any agreement.
Can lenders approve payday loans overnight?
Overnight payday loans are possible but they will depend on how quickly you and your lender settle all paperwork. Once you receive an offer from a lender, you may inquire about it directly with them.