3-Months Payday Loans

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John Brown

John Brown, Financial Analyst

Last Updated:

Find 3 Months Payday Loans With GetCash

A common issue with payday loans is that you have too little time to pay them off, sometimes as little as just two weeks. It might be okay if you’re borrowing $100, but it can turn into a real burden if your loan is bigger.

The problem can be solved by getting a 3 month loan from one of the lenders in our network. It’s still a short-term loan, however, you’ll have more time to deal with it, and your monthly installments won’t be that big.

3 Month Payday Loan — How To Get

With GetCash.com, the process of applying for and getting a payday loan gets extremely easy. While we don’t lend the money ourselves, we are working with a vast network of vetted lenders we can connect you with. What you need to do is to follow these six steps.

  1. Fill in a short form on GetCash.com.
  2. Give us several moments to connect you with one of our lenders.
  3. Get an offer from a lender and read it through.
  4. Accept the loan offer if you are satisfied with the terms.
  5. Get the money as soon as the next business day.
  6. Repay the loan.

How To Qualify For Short Term 3-Month Loans

The Consumer Financial Protection Bureau has a standard list of loan eligibility requirements, although lenders might also have additional points added to the list. In most cases, to be eligible for a loan, a borrower needs to:

  • Be at least 18 years old
  • Have a steady source of income (including disability, unemployment, and other benefits)
  • Have a bank account

GetCash doesn’t ask you to provide any documents, however, a lender might ask you to provide proof of income together with your SSN, email address, and telephone number.

Benefits of Finding 3-Month Loans With GetCash

GetCash has been on the market for almost a decade and has gained a spotless reputation among borrowers and lenders. We do our best to make the lending process as easy as it needs to be and aim to create the largest network of vetted lenders.

  • 3-Months Payday Loans

    Easy process.

    You don’t need to go anywhere. Just fill in a short form and get the money directly into your bank account.

  • 3-Months Payday Loans

    Secure lending.

    We use advanced encryption technology to keep your data safe. The lenders in our network do the same.

  • 3-Months Payday Loans

    Fast approval

    Most lenders can approve your loan application as fast as today so that you can get your money as fast as tomorrow.


3-month loans with bad credit — can you get one?

Applying for a loan when your credit score is perfect is not a big deal, but what if it’s not? No worries, you can still get the money for all your needs. Most of the lenders in our network are ready to work with all credit scores.

Who can get payday loans with 3 month repayment?

Anyone who is at least 18 years old and has a bank account in their name. You also need to have proof of income to apply for 3 month bank statement loans.

Can you get 3 month payday loans with no credit check?

No, no credit check loans don’t exist, and at least some kind of credit check will be initiated by a lender. But no worries, you can still get a loan even if your credit score is bad.

How do I find the best 3 month payday loan lenders?

The easiest way to find a lender for your 3 month loan is to fill in a form on GetCash.com and let us connect you with one.

Can I apply for 3 month payday loans online?

Yes, the whole process can be done online. You don’t need to go anywhere or bring any documents.

I’m looking for short term 3 month loans, but I’m unemployed. Is it a problem?

No, it’s not a problem as long as you have some other source of steady income such as unemployment benefits, disability benefits, social security benefits, etc.

How fast can I get 3 month loans from a direct lender?

Getting 3 month payday loans with us means getting almost instant cash, in most cases. The lenders in our network can process loan applications quickly and send you the money as soon as the next business day.