Wedding Loans
-
Safe & Secure
-
Fast Lender-Approval
-
Submit Online
You have your dream wedding planned. The perfect dress and suit, the guest list, catering and entertainment ideas, and the venue are already in your head. The only thing missing is money. With personal loans for wedding expenses on GetCash.com, money is not a problem anymore. Just fill in a short online form, let us connect you with a lender, and help you find financing for your celebration within several days regardless of your credit score.
Wedding Loans vs Credit Card
Saying “I do” is free, but the average wedding costs might reach $30,000. When you think of financing your wedding, the first thing that usually comes to mind is using a credit card for wedding expenses. Paying with a card is easy, requires no planning, and can be done within seconds. And while it sounds like an advantage, it could also be a drawback of a credit card. Things can get out of hand very fast, and you’ll end up with an endless debt that increases faster than you can repay it.
Advantages of using a wedding loan over a credit card:
- Easy to manage. Easy to manage. One personal loan is much easier to repay than several credit cards with different terms, interest rates, etc.
- Bad credit is not a problem. Bad credit is not a problem. While no credit check wedding loans don’t really exist and most of the lenders will perform some kind of a pre-check, many of them will be glad to consider providing a loan regardless of your credit score.
- Higher loan amount. Higher loan amount. You can get up to $5000 as a personal loan, which is higher than the usual credit card limit.
Types of personal wedding loans
There are several kinds of marriage loans you can get from our lenders to finance your special day. Here are the most popular ones:
Payday loan
A perfect option for those looking for bad credit wedding loans. Get up to $500 to pay for your wedding necessities.
Installment loan
If your credit score is closer to the bright side, you can look for an installment loan and secure up to $5000 with an average interest rate.
Marriage Loan: What to Consider
The final terms of your own wedding loan might vary and depend on the lender. Our job here is to connect you to lenders out there, your job is to read the terms carefully and define whether it’s a good deal for you. These are the aspects to pay attention to:
-
Loan amount
This amount mostly depends on the loan type and your credit score. One can get from $100 as a payday loan and up to $5000 if we’re talking personal loans for marriage.
-
Speed
The speed of getting the loan varies from one lender to another, but most of them will do their best to transfer you the money within 1-2 business days.
-
Interest rate
The actual percentage varies and depends on several factors, the most important one being your credit history.
-
Wedding loans guarantor
In most cases, a guarantor is not needed to get a marriage loan.
How to Get a Loan For a Wedding / How to Finance an Engagement Ring
The process of getting a wedding loan is the easiest part of planning a wedding, believe us. Much easier than selecting a wedding cake. Either you need a loan for marriage or for engagement ring financing, the process will be the same.
- Get your wedding estimate and think how much money you need to pay for everything.
- Fill in the form on GetCash.com
- Give us several minutes to connect you with a lender.
- Accept the lender’s loan offer if you’re satisfied with the terms.
Repaying Your Marriage Loan
Borrowers are often worried about their marriage loans repayment. “What if I don’t have enough money to pay the loan back in time? What if it influences my credit badly?” Well, there are two ways to close the wedding or honeymoon loans:
FAQ
How easy is it to get a wedding loan?
Getting a wedding loan is rather easy. To start the process, just fill in our form and let us connect you to a lender. The lender might ask you for some additional information, including your account info and proof of income. In most cases, you can get a loan within 1-2 business days, however, the terms might vary.
How to qualify for a personal loan for marriage?
To qualify for a personal marriage loan, you should be 18 years old or older, have a social security number, and a reliable source of income (including SSI, military/veteran allowance, or other benefits).
How to get a wedding loan with bad credit?
If you have bad credit, it doesn’t mean there is no chance for you to get a loan and have the wedding of your dreams. You can consider getting a payday loan or an installment loan, depending on how bad your credit is. Lenders working with GetCash.com provide loans to borrowers with all kinds of credit scores, so it doesn’t hurt to try.
Can I use a personal loan to finance an engagement ring?
You can use a wedding loan on whatever you want, basically. Depending on the loan size, you can use it either to finance a wedding ring or for your celebration outfits, limo rental, covering the venue cost, or even your honeymoon expenses.